Today I would like to talk a little bit about Automobile Collision Insurance and the deductible all policies have associated with it.
Collision occurs when you are in an accident with another vehicle, with a stationary object, or find yourself going over an embankment or similar roadway object. It is not if you hit an animal or an animal hits you or something falls on your vehicle like a tree. It is not an accident if your car blows up or catches fire.
And.....
No Fault Insurance has nothing to do with collision insurance per se. No Fault Insurance deals with Personal Injury to yourself or your passengers. It has nothing to do with whose fault the accident is and the fact that if you are the cause of an accident it doesn't matter because No Fault Insurance will not make you the person to blame. Forget it. If you cause an accident you are at fault. No Fault will only pay you or your passenger's injuries at the hospital or doctor.
Now, I have always seen a deductible associated with Collision Insurance. It can be as low as $50 per claim or as high as $1,000 per claim. The premium you pay will reflect how high or low of a deductible you have.
The Company I'm associated with will pay you up to $500 on a claim to cover your automobile deductible. It will also do the same for your Homeowners Insurance or Renters Insurance, but goes up as high as $1,000. The Company has other benefits as well. The best part is you can get rid of some of the programs you have now, like Triple A and I.D. Theft Insurance at the same time. It's quite a comprehensive coverage that this company offers and I suggest you take a look at it.
You can check this company out at: http://www.HomeTec.com/maxitec
If you are so inclined to make money selling this coverage to others, you are welcome to check this aspect of the company out as well. Just go to: http://www.myebizsecret.com/?ac=600266
Well that's all for today.
I would like to know what questions you have regarding insurance--actually any kind of insurance--so I can answer them and give you pointers. Just leave a comment on this blog or DM (direct message) me on my Twitter account at http://www.twitter.com/maxitec_hometec
Regards,
Helene Solinga
Wednesday, February 18, 2009
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